This Terms and Conditions policy ("Terms") applies to Fienza USA Inc T/A Ironhartco, which operates www.ironhartco.com (the "Site"). Effective date: 01/03/2026. These Terms are intended as a general U.S.-focused website terms template and should be customized to reflect your actual business practices, products, services, and applicable federal and state laws. They are not legal advice, and you should have legal counsel review them before publishing.

1. Acceptance of Terms

By accessing or using the Site, creating an account, making a purchase, or otherwise interacting with our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use the Site. To help support enforceability under U.S. law, you should present these Terms through a clear click-through or similar affirmative consent mechanism at account creation, checkout, or other key transaction points.

2. Eligibility and Accounts

You must be at least 18 years old, or the age of majority in your state of residence, to use the Site or create an account unless a parent or legal guardian is involved where permitted by law. You agree to provide accurate, current, and complete information, maintain the confidentiality of your login credentials, and accept responsibility for all activity under your account. We may suspend or terminate accounts that contain inaccurate information, violate these Terms, or create security or legal risks.

3. Products, Orders, and Payments

If the Site offers products, subscriptions, or services, all descriptions, pricing, promotions, and availability are subject to change without notice to the extent permitted by law. We reserve the right to refuse or cancel orders, limit quantities, correct pricing or typographical errors, and verify payment information before accepting an order. You authorize us and our payment processors to charge the payment method you provide for all applicable amounts, including taxes, shipping, recurring fees, and other disclosed charges. If you offer subscriptions or auto-renewing plans, add a conspicuous disclosure describing billing frequency, renewal timing, cancellation method, refund rules, and any state-specific rights required by applicable automatic renewal laws.

4. Shipping, Returns, and Refunds

Shipping, delivery timeframes, return eligibility, and refund processing may vary depending on the products ordered, destination, and any promotions or special terms disclosed at checkout. Where applicable, product pages, checkout pages, or separate policy pages may contain additional details regarding shipping restrictions, delivery estimates, risk of loss, damaged items, return windows, non-returnable items, and refund methods. If a separate Shipping Policy or Returns Policy is published on the Site, that policy will supplement these Terms.

5. Acceptable Use

You agree not to use the Site in any way that is unlawful, fraudulent, infringing, abusive, harassing, defamatory, deceptive, or harmful to us, our users, or third parties. Without limitation, you must not attempt to gain unauthorized access to the Site, interfere with its operation, bypass security features, scrape or systematically extract data except as expressly permitted, upload malicious code, impersonate others, violate intellectual property rights, or use the Site to transmit spam or other unauthorized communications. We may investigate suspected violations and take any action permitted by law, including content removal, account suspension, or referral to law enforcement.

6. Intellectual Property

Unless otherwise noted, the Site and all content, features, functionality, text, graphics, logos, icons, images, audio, video, software, and other materials on the Site are owned by Fienza USA Inc T/A Ironhartco, its licensors, or other content providers and are protected by U.S. and international intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for its intended purposes. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, transmit, or exploit Site content except as expressly allowed by these Terms or applicable law.

7. User Content

If you allow reviews, comments, uploads, submissions, or other user-generated content, users retain ownership of the content they submit but grant Fienza USA Inc T/A Ironhartco a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, modify for formatting purposes, display, perform, distribute, and otherwise use that content as needed to operate, improve, and promote the Site and our services. You represent that you have all rights necessary to submit your content and that it does not violate any law or third-party rights. We may remove or disable content at our discretion, but we do not assume a duty to monitor all user content.

8. Third-Party Links and Services

The Site may contain links to third-party websites, tools, content, products, or services that we do not own or control. We provide these links for convenience only and do not endorse or assume responsibility for any third-party offerings. Your use of third-party websites or services is at your own risk and subject to their terms and policies.

9. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT, PRODUCTS, AND SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NONINFRINGEMENT, QUIET ENJOYMENT, ACCURACY, OR SYSTEM INTEGRATION. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED. Some states do not allow certain warranty disclaimers, so portions of this section may not apply to you.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Fienza USA Inc T/A Ironhartco AND ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY CONTENT, PRODUCTS, OR SERVICES PROVIDED THROUGH IT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US, IF ANY, FOR THE APPLICABLE PRODUCT OR SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100. Some states do not allow certain liability limitations, so portions of this section may not apply to you.

11. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Fienza USA Inc T/A Ironhartco and its affiliates, licensors, service providers, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your misuse of the Site, your user content, or your violation of any law or third-party rights.

12. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to these Terms or the Site will be governed by the laws of the State of North Carolina, without regard to its conflict of laws principles, except to the extent federal law applies. Before filing a claim, the parties agree to try to resolve the dispute informally by written notice sent to the contact information below and allowing at least 30 days for a response. If you choose to include arbitration, class action waiver, jury trial waiver, venue, or small-claims provisions, those clauses should be drafted carefully for your business model and reviewed by legal counsel because enforceability depends heavily on how the terms are presented and the laws of the states where you do business.

13. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, if we believe you have violated these Terms, pose a security risk, create potential legal exposure, or if required by law. Upon termination, the rights and licenses granted to you will end immediately, but any provisions that by their nature should survive termination will remain in effect, including provisions relating to intellectual property, disclaimers, limitations of liability, indemnification, dispute resolution, and any payment obligations accrued before termination.

14. Changes to These Terms

We may update these Terms from time to time in our discretion. When we make material changes, we will post the updated Terms on the Site and update the effective date above, and we may provide additional notice where required by law. Your continued use of the Site after updated Terms become effective constitutes your acceptance of the revised Terms, except where additional assent is required by applicable law.

15. Contact Information

If you have questions about these Terms, contact us at:

Fienza USA Inc T/A Ironhartco
11519 Nations Ford Road
Pineville, NC 28134
[email protected]
+1 (980) 460-3474